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Welcome

Establishing and substantiating the value of an item are what appraising is all about. An appraisal is an opinion of value, a well-researched conclusion that is supported by facts which are interpreted by the marketplace.

Most jewelry appraisals are done for obtaining insurance coverage. An insurance appraisal is used to determine the retail replacement value of a jewelry item. Appraisals are also done to determine the fair market value of estate jewelry. Such appraisals are done for many reasons, including equitable distribution of an estate and resale.

The appraisal consists of two important components: description and value. An accurate description of the jewelry is needed to correctly estimate its value. If the identification of the item is not accurately and sufficiently descriptive, no one call tell which features of the jewelry generate its value or how those features can be distinguished from all similar items.

The valuation must be done by an individual with suitable qualifications who has no interest (no bias) in the item. Suitable qualifications include formal education in gemology and valuation theory. Professional, unbiased, independent jewelry appraiser, Scotts Valley, CA.